:root{--navy:#12385f;--purple:#78369a;--aqua:#2eb6e8;--sand:#f5e6c8}*{box-sizing:border-box}body{margin:0;background:#fffcf6;color:var(--navy);font:17px/1.6 system-ui,sans-serif}a{color:#633082}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #12385f;outline-offset:4px}.skip{position:absolute;left:1rem;top:-8rem}.skip:focus{top:1rem;background:white;padding:1rem;z-index:2}.brand{max-width:1100px;margin:auto;padding:22px;display:flex;align-items:center;justify-content:space-between}.brand img{width:200px;max-width:45vw;height:auto}.brand nav{display:flex;gap:18px;flex-wrap:wrap}.hero{border-block:1px solid #cee8ed;background:linear-gradient(125deg,#eafaff,#fff5e1);padding:38px 24px}.hero-inner{max-width:1000px;margin:auto;display:flex;gap:30px;align-items:center}.hero img{width:190px;height:auto}.hero h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.15;margin:8px 0 18px}.eyebrow{text-transform:uppercase;font-size:.8rem;letter-spacing:.12em;font-weight:750}main{max-width:980px;margin:auto;padding:28px 20px 50px}.switch{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:24px}.switch a{padding:9px 18px;border:1px solid var(--purple);border-radius:25px;text-decoration:none}.switch a[aria-current=page]{background:var(--purple);color:white}.intro{max-width:70ch}.calculator{background:white;padding:28px;border:1px solid #d7e6ea;border-radius:18px;box-shadow:0 8px 25px #12385f08}.field{display:grid;grid-template-columns:1fr 180px;align-items:center;gap:14px;padding:13px 0;border-bottom:1px solid #e8eef1}.field label{font-weight:650}.amount{display:flex;align-items:center;gap:8px}.field input{min-width:0;width:100%;font:inherit;padding:10px;border:1px solid #8699ac;border-radius:7px;color:var(--navy);background:white}.field input[aria-invalid=true]{border:2px solid #aa2424}.help{font-size:.87rem;font-weight:400;margin:4px 0 0}.insurance{background:#ebfaff;margin:10px -12px;padding:16px 12px;border-radius:10px}.results{background:var(--sand);border-radius:12px;padding:24px;margin-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:20px}.results output{display:block;font-size:clamp(1.7rem,4vw,2.6rem);font-weight:800;color:var(--purple);overflow-wrap:anywhere}.result-note{grid-column:1/-1;margin:0;font-size:.9rem}.error{color:#972727;min-height:1.6em}.actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:24px}.button,button{font:inherit;cursor:pointer}.button{display:inline-block;background:var(--purple);color:white;border-radius:10px;padding:12px 25px;text-decoration:none;font-weight:700}button{border:0;background:none;text-decoration:underline;color:var(--purple);padding:12px}footer{max-width:1000px;margin:auto;padding:24px;font-size:.85rem;border-top:1px solid #dae3ea}noscript{display:block;background:#fff3cd;padding:16px}@media(max-width:600px){.brand{align-items:flex-start;gap:16px}.brand nav{font-size:.8rem}.hero-inner{align-items:flex-start}.hero img{width:80px}.hero{padding:26px 20px}.calculator{padding:18px}.field{grid-template-columns:1fr;gap:7px}.amount{max-width:100%}.results{grid-template-columns:1fr;padding:18px}.result-note{grid-column:auto}}@media print{.brand nav,.switch,.actions{display:none}.hero{padding:10px}.calculator{box-shadow:none}.field{padding:5px 0}.results{break-inside:avoid}}